About Us
Leading the industry in Health Coverage Tax Credit (HCTC) insurance programs.
Cone Retiree Healthcare Group (CRHG)
Cone Retiree Healthcare Group (CRHG) leads the insurance industry in experience and knowledge of establishing and maintaining Health Coverage Tax Credit (HCTC) insurance programs for Trusts, Individual Groups or Associations, Unions and State Qualified Plans.
CRHG specializes in managing, designing and establishing qualified plans and benefits for groups and individuals eligible for the Health Coverage Tax Credit (HCTC) in the ever growing retiree population.
This website serves as the official portal for the Voluntary Benefit Trust for Airline Retirees, Auto Retiree VEBA Trust, and Steel Retiree VEBA Trust. Whether you're a pre-65 member exploring health insurance options or a Medicare-eligible individual navigating the world of Medicare plans, we're here to guide you every step of the way.
Our Mission
To provide comprehensive, affordable healthcare coverage solutions and expert guidance to eligible retirees through transparent governance and excellent service.
We understand that navigating health insurance can be overwhelming. Our platform offers comprehensive information on a wide range of health insurance plans tailored to both pre-65 members and those eligible for Medicare.
HCTC Qualified
Tax Credit EligibleMember-Focused
Serving RetireesIndustry Leaders
Experienced TeamComprehensive
Full CoverageThe Trusts We Serve
Providing healthcare solutions for three distinct retiree populations
Airline Trust
Healthcare benefits for airline industry retirees and their dependents.
- Pre-65 Plans
- Medicare Plans
- Dental & Vision
Auto Trust
Healthcare benefits for automotive industry retirees and their dependents.
- Pre-65 Plans
- Medicare Plans
- Dental & Vision
Steel Trust
Healthcare benefits for steel industry retirees and their dependents.
- Pre-65 Plans
- Medicare Plans
- Dental & Vision
What We Offer
Comprehensive healthcare solutions for every stage of retirement
Pre-65 Plans
Individual health plans with nationwide PPO networks, prescription drug coverage, and comprehensive medical benefits for retirees under age 65.
Medicare Plans
Medicare Advantage, Part D, and Medigap coverage options designed to work alongside your Medicare benefits and provide comprehensive protection.
Dental & Vision
Standalone dental and vision coverage options to maintain your oral and eye health with access to extensive provider networks.
Member Support
Dedicated support team available to answer questions, assist with enrollment, and help you navigate your healthcare benefits.
Questions About Your Healthcare Options?
Our team is here to help you understand your benefits and make informed decisions.